When Bill Collectors Just Won't Stop
You've been through it all before. Phone calls from bill collectors brow-beating you and making you feel like a criminal because you don't have the money to repay what you owe and nasty letters threatening legal action if you don't immediately pay your debt in full. When you file for bankruptcy, the automatic stay protects you from these types of attacks and all other forms of collection activity.
The creditors whose debts are included in your bankruptcy are notified as soon as your petition is filed with the court, and they are required to stop contacting you immediately. In many cases, though, bill collectors will do just the opposite and double their efforts, trying anything to collect your debt in full rather than take what they get in the bankruptcy.
If They Don't Stop Calling, They're Breaking the Law
Creditors know the rules with regard to bankruptcy, and they know that they should not be trying to collect your debt after you have filed for bankruptcy. When they continue collection activities, they are essentially in violation of a court order, which can result in significant penalties. You may even be able to sue for damages if they continue to harass you.
At Thompson Law Firm, our Chandler lawyer works to stop creditor harassment. Once we file your bankruptcy, you can refer any creditors that continue calling to our attorney. We will explain that their debt is part of a bankruptcy filing and that any inquiries should be directed to us. You won't have to deal with them again.
Schedule a Free Consultation With a Gilbert Debt Collection Calls Lawyer
Contact our office today to learn more about our Arizona bankruptcy services and what we can do to stop debt collector harassment. We offer a free one-hour consultation to all new clients. We are available during regular business hours from 8:30 a.m. to 5:30 p.m. Monday through Thursday, from 9 a.m. to 1 p.m. on Fridays and by appointment. You can reach us toll free at 888-496-7764 or via e-mail.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
