Planning on Meeting with Us and Discussing whether Bankruptcy Is an Option?
Here is what needs to be done before that meeting takes place. Take all these steps before we meet and the meeting will make more sense, go smoothly and you will have your questions answered! Because why else are you coming to talk to us, if not to get some questions answered?
THE ASSIGNMENT: 10 STEPS TO MAKE BANKRUPTCY PLANNING SIMPLE
- Fill out our questionnaire. Why? Because we can talk intelligently about your options but do not stop there. Following these steps will make your bankruptcy a simple financial solution to your present financial problems.
- Make a list of your debts, all of your debts. Make a list of debts that are owed on cars, houses, motorboats, RVs, separately from the debts from credit cards and personal lines of credit. Why is this important, well it can be the difference between a Chp 13 and a Chp 7. Bring this list to your appointment.
- Gather up 6 months of paycheck stubs and find your last 2 years of your tax returns. Yes, you have to file your taxes to file bankruptcy.
- Are there any lawsuits or any other legal proceedings? Read through them and figure out on date, you are required to act.
- Go to www.legalconsumer.com and take the free Chapter 7 bankruptcy test. Knowing whether and when you qualify for bankruptcy is pretty important. Fiddle with the numbers, look at all your options.
- Find out the value of your car in its present condition with all of its mileage at Kelley Blue book and print out the results.
- Have a house you want to keep? Go to zillow.com and find out its' market value.
- Have a house and are behind on the payments? Go to our Chapter 13 calculator and find out what your payments will be.
- Get smart about what you are allowed to keep and what may have to go. The U.S. Bankruptcy Court for Arizona, Arizona Bankruptcy Court website has a list of items, household furnishings, jewelry, and cars that you are allowed. You can see it all here at faqs.
- Now that you know what you can keep, do you have any luxury items? A lovely engagement ring or a luxury watch? Maybe a motorcycle or two? Check eBay for prices.
So, now you know more about your debt, your assets and quite possible where you are headed in the future. You have a plan. So, what are your questions for us? Write them down so our meeting can be productive. Want to know more? Of course you do, it is your bankruptcy we are talking about. So, watch a series of videos on the U.S. Bankruptcy Court's Web site. You can also learn about the mandatory pre- and post- credit counseling required in bankruptcy. Get smart about bankruptcy and use it is a financial tool, which is exactly what it is.
Call 888-496-7764 to make an appointment with a Thompson Law Firm Chandler bankruptcy attorney. Or you can fill out the form for a FREE EVALUATION. An attorney from our firm will contact you promptly and help you set up an appointment to discuss solutions for your financial situation. Arizona Legal Advocacy Group, LLC serves Arizona communities in Maricopa County, including Phoenix, Mesa, Scottsdale, Tempe, Apache Junction, Queen Creek, Chandler, Gilbert and beyond.
